The government has declared its preparedness to commence the enrollment of potential homeowners into affordable housing units through the National Homeownership Fund (NHF).
This initiative is part of the government’s comprehensive strategy to increase access to affordable housing and alleviate the nation’s housing deficit, particularly for working-class individuals who struggle to find suitable accommodation.
The Minister for Works, Housing, and Water Resources, Kenneth Gilbert Adjei, announced this following his inspection of ongoing housing developments at Shai Hills and Tema Community 22 on Monday, 2 March 2026.
He indicated that the housing units, which are approaching completion, are specifically designed for low- and middle-income earners as part of the efforts to tackle Ghana’s housing shortage.
“The houses are nearly 95 to 98 percent finished. This means we can begin signing agreements with individuals to secure the properties, either through rent-to-own options or the NHF will assist some of them in accessing mortgage schemes established with the banks,” he remarked.
The Minister further noted that the National Homeownership Fund has collaborated with financial institutions to offer flexible mortgage solutions, thereby making homeownership more attainable for the average Ghanaian.
