A student has been brought before the Dansoman Circuit Court for allegedly utilizing a GCB Bank automated teller machine (ATM) card to fraudulently withdraw a total of GH¢24,849 from the accounts of two customers.
The individual accused, identified as Regan Kwesi Egbe Addo, also known as Morgan Addo, faces two counts of theft in two distinct cases. He has entered a plea of not guilty to the charges.
As per the prosecution’s account, the first incident took place on September 17, 2025, when Addo purportedly impersonated a staff member of GCB Bank at the Ministries ATM in Accra.
Chief Inspector Christopher Wonder, who is leading the prosecution, informed the court that the accused approached a customer and misled him into accompanying him to the Société Générale Ghana Bank Premier Towers branch under the guise of providing assistance.
The court was informed that Addo positioned himself behind the complainant while the latter entered his personal identification number (PIN) at the ATM. He subsequently requested to “clean” the chip on the ATM card, during which he allegedly exchanged the card without the customer’s awareness.
Using the pilfered card, Addo is reported to have withdrawn GH¢14,949 from the complainant’s account at various locations in Accra, including ATMs situated at the Kempinski Hotel and the Airport City Shell Fuel Station.
Investigators from the Ministries Police Station obtained closed-circuit television (CCTV) footage from GCB Bank, which assisted in tracking the movements of both the complainant and the accused.
In a subsequent case, Addo is alleged to have employed a similar tactic on December 23, 2025, to steal GH¢9,900 from the account of a female customer of GCB Bank, who is also an employee of the Ministry of Fisheries.
The prosecution stated that the incident transpired at approximately 4:40 p.m. on that day. The victim later reported the incident to the police after discovering that the accused had been apprehended and placed on a wanted list for alleged ATM card thefts within the Accra Central Division.
Subsequent to his arraignment, the court granted bail to Addo and instructed him to attend a case management conference scheduled for March 11, 2026.
Additionally, the court mandated the prosecution to submit its witness statements and other essential disclosures prior to the upcoming hearing.
This case has highlighted the increasing prevalence of ATM-related fraud in Accra, prompting police to advise the public to exercise caution and refrain from accepting unsolicited help at cash machines.
